'use client';
import styled from 'styled-components';

export default function Terms() {
  return (
    <El className={'mx-auto max-w-7xl px-6 py-10'}>
      <h2>TERMS OF USE</h2>
      <p style={{ color: 'gray' }}>
        Last updated March 01, {new Date().getFullYear()}
      </p>
      <h3>AGREEMENT TO TERMS</h3>
      <p>
        These Terms of Use constitute a legally binding agreement made between
        you, whether personally or on behalf of an entity (“you”) and
        Matrixfactors, Inc ("Company", “we”, “us”, or “our”), concerning your
        access to and use of the http://www.matrixfactors.com website as well as
        any other media form, media channel, mobile website or mobile
        application related, linked, or otherwise connected thereto
        (collectively, the “Site”). You agree that by accessing the Site, you
        have read, understood, and agree to be bound by all of these Terms of
        Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE
        EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE
        IMMEDIATELY.
      </p>
      <p>
        Supplemental terms and conditions or documents that may be posted on the
        Site from time to time are hereby expressly incorporated herein by
        reference. We reserve the right, in our sole discretion, to make changes
        or modifications to these Terms of Use at any time and for any reason.
        We will alert you about any changes by updating the “Last updated” date
        of these Terms of Use, and you waive any right to receive specific
        notice of each such change. It is your responsibility to periodically
        review these Terms of Use to stay informed of updates. You will be
        subject to, and will be deemed to have been made aware of and to have
        accepted, the changes in any revised Terms of Use by your continued use
        of the Site after the date such revised Terms of Use are posted.
      </p>
      <p>
        The information provided on the Site is not intended for distribution to
        or use by any person or entity in any jurisdiction or country where such
        distribution or use would be contrary to law or regulation or which
        would subject us to any registration requirement within such
        jurisdiction or country. Accordingly, those persons who choose to access
        the Site from other locations do so on their own initiative and are
        solely responsible for compliance with local laws, if and to the extent
        local laws are applicable.
      </p>
      <h3>INTELLECTUAL PROPERTY RIGHTS</h3>
      <p>
        Unless otherwise indicated, the Site is our proprietary property and all
        source code, databases, functionality, software, website designs, audio,
        video, text, photographs, and graphics on the Site (collectively, the
        “Content”) and the trademarks, service marks, and logos contained
        therein (the “Marks”) are owned or controlled by us or licensed to us,
        and are protected by copyright and trademark laws and various other
        intellectual property rights and unfair competition laws of the United
        States, international copyright laws, and international conventions. The
        Content and the Marks are provided on the Site “AS IS” for your
        information and personal use only. Except as expressly provided in these
        Terms of Use, no part of the Site and no Content or Marks may be copied,
        reproduced, aggregated, republished, uploaded, posted, publicly
        displayed, encoded, translated, transmitted, distributed, sold,
        licensed, or otherwise exploited for any commercial purpose whatsoever,
        without our express prior written permission.
      </p>
      <p>
        Provided that you are eligible to use the Site, you are granted a
        limited license to access and use the Site and to download or print a
        copy of any portion of the Content to which you have properly gained
        access solely for your personal, non-commercial use. We reserve all
        rights not expressly granted to you in and to the Site, the Content and
        the Marks.
      </p>
      <h3>USER REPRESENTATIONS</h3>
      <p>
        By using the Site, you represent and warrant that: (1) you have the
        legal capacity and you agree to comply with these Terms of Use; (2) you
        are not a minor in the jurisdiction in which you reside; (3) you will
        not access the Site through automated or non-human means, whether
        through a bot, script or otherwise; (4) you will not use the Site for
        any illegal or unauthorized purpose; and (5) your use of the Site will
        not violate any applicable law or regulation.
      </p>
      <p>
        If you provide any information that is untrue, inaccurate, not current,
        or incomplete, we have the right to suspend or terminate your account
        and refuse any and all current or future use of the Site (or any portion
        thereof).
      </p>
      <h3>FEES AND PAYMENT</h3>
      <p style={{ color: 'gray' }}>We accept bank wire payment.</p>
      <p>
        You may be required to purchase or pay a fee to access some of our
        services. You agree to provide current, complete, and accurate purchase
        and account information for all purchases made via the Site. You further
        agree to promptly update account and payment information, including
        email address, payment method, and payment card expiration date, so that
        we can complete your transactions and contact you as needed. We bill you
        through an online billing account for purchases made via the Site. Sales
        tax will be added to the price of purchases as deemed required by us. We
        may change prices at any time. All payments shall be in U.S. dollars.
      </p>
      <p>
        You agree to pay all charges or fees at the prices then in effect for
        your purchases, and you authorize us to charge your chosen payment
        provider for any such amounts upon making your purchase. If your
        purchase is subject to recurring charges, then you consent to our
        charging your payment method on a recurring basis without requiring your
        prior approval for each recurring charge, until you notify us of your
        cancellation.
      </p>
      <p>
        We reserve the right to correct any errors or mistakes in pricing, even
        if we have already requested or received payment. We also reserve the
        right to refuse any order placed through the Site.
      </p>
      <h3>FREE TRIAL</h3>
      <p>
        We offer a 30-day free trial to new users who register with the Site.
        The account will be charged according to the user’s chosen subscription
        at the end of the free trial.
      </p>
      <h3>CANCELLATION</h3>
      <p>
        All purchases are non-refundable. You can cancel your subscription at
        any time After yearly subscription expires. Your cancellation will take
        effect at the end of the current paid term.
      </p>
      <p>
        If you are unsatisfied with our services, please email us at
        ahu@matrixfactors.com.
      </p>
      <h3>PROHIBITED ACTIVITIES</h3>
      <p>
        You may not access or use the Site for any purpose other than that for
        which we make the Site available. The Site may not be used in connection
        with any commercial endeavors except those that are specifically
        endorsed or approved by us.
      </p>
      <p>As a user of the Site, you agree not to:</p>
      <ol>
        <li>
          Circumvent, disable, or otherwise interfere with security-related
          features of the Site, including features that prevent or restrict the
          use or copying of any Content or enforce limitations on the use of the
          Site and/or the Content contained therein.
        </li>
        <li>Engage in unauthorized framing of or linking to the Site.</li>
        <li>
          Trick, defraud, or mislead us and other users, especially in any
          attempt to learn sensitive account information such as user passwords.
        </li>
        <li>
          Make improper use of our support services or submit false reports of
          abuse or misconduct.
        </li>
        <li>
          Engage in any automated use of the system, such as using scripts to
          send comments or messages, or using any data mining, robots, or
          similar data gathering and extraction tools.
        </li>
        <li>
          Interfere with, disrupt, or create an undue burden on the Site or the
          networks or services connected to the Site.
        </li>
        <li>
          Attempt to impersonate another user or person or use the username of
          another user.
        </li>
        <li>Sell or otherwise transfer your profile.</li>
        <li>
          Use the Site as part of any effort to compete with us or otherwise use
          the Site and/or the Content for any revenue-generating endeavor or
          commercial enterprise.
        </li>
        <li>
          Attempt to bypass any measures of the Site designed to prevent or
          restrict access to the Site, or any portion of the Site.
        </li>
        <li>
          Upload or transmit (or attempt to upload or to transmit) viruses,
          Trojan horses, or other material, including excessive use of capital
          letters and spamming (continuous posting of repetitive text), that
          interferes with any party’s uninterrupted use and enjoyment of the
          Site or modifies, impairs, disrupts, alters, or interferes with the
          use, features, functions, operation, or maintenance of the Site.
        </li>
        <li>
          Upload or transmit (or attempt to upload or to transmit) any material
          that acts as a passive or active information collection or
          transmission mechanism, including without limitation, clear graphics
          interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other
          similar devices (sometimes referred to as “spyware” or “passive
          collection mechanisms” or “pcms”).
        </li>
        <li>
          Except as may be the result of standard search engine or Internet
          browser usage, use, launch, develop, or distribute any automated
          system, including without limitation, any spider, robot, cheat
          utility, scraper, or offline reader that accesses the Site, or using
          or launching any unauthorized script or other software.
        </li>
        <li>
          Disparage, tarnish, or otherwise harm, in our opinion, us and/or the
          Site.
        </li>
        <li>
          Use the Site in a manner inconsistent with any applicable laws or
          regulations.
        </li>
        <li>Use the Site to advertise or offer to sell goods and services.</li>
      </ol>
      <h3>USER GENERATED CONTRIBUTIONS</h3>
      <p>
        The Site may invite you to chat, contribute to, or participate in blogs,
        message boards, online forums, and other functionality, and may provide
        you with the opportunity to create, submit, post, display, transmit,
        perform, publish, distribute, or broadcast content and materials to us
        or on the Site, including but not limited to text, writings, video,
        audio, photographs, graphics, comments, suggestions, or personal
        information or other material (collectively, "Contributions").
        Contributions may be viewable by other users of the Site and through
        third-party websites. As such, any Contributions you transmit may be
        treated as non-confidential and non-proprietary. When you create or make
        available any Contributions, you thereby represent and warrant that:
      </p>
      <ol>
        <li>
          The creation, distribution, transmission, public display, or
          performance, and the accessing, downloading, or copying of your
          Contributions do not and will not infringe the proprietary rights,
          including but not limited to the copyright, patent, trademark, trade
          secret, or moral rights of any third party.
        </li>
        <li>
          You are the creator and owner of or have the necessary licenses,
          rights, consents, releases, and permissions to use and to authorize
          us, the Site, and other users of the Site to use your Contributions in
          any manner contemplated by the Site and these Terms of Use.
        </li>
        <li>
          You have the written consent, release, and/or permission of each and
          every identifiable individual person in your Contributions to use the
          name or likeness of each and every such identifiable individual person
          to enable inclusion and use of your Contributions in any manner
          contemplated by the Site and these Terms of Use.
        </li>
        <li>Your Contributions are not false, inaccurate, or misleading.</li>
        <li>
          Your Contributions are not unsolicited or unauthorized advertising,
          promotional materials, pyramid schemes, chain letters, spam, mass
          mailings, or other forms of solicitation.
        </li>
        <li>
          Your Contributions are not obscene, lewd, lascivious, filthy, violent,
          harassing, libelous, slanderous, or otherwise objectionable (as
          determined by us).
        </li>
        <li>
          Your Contributions do not ridicule, mock, disparage, intimidate, or
          abuse anyone.
        </li>
        <li>
          Your Contributions do not advocate the violent overthrow of any
          government or incite, encourage, or threaten physical harm against
          another.
        </li>
        <li>
          Your Contributions do not violate any applicable law, regulation, or
          rule.
        </li>
        <li>
          {' '}
          Your Contributions do not violate the privacy or publicity rights of
          any third party.
        </li>
        <li>
          {' '}
          Your Contributions do not contain any material that solicits personal
          information from anyone under the age of 18 or exploits people under
          the age of 18 in a sexual or violent manner.
        </li>
        <li>
          {' '}
          Your Contributions do not violate any applicable law concerning child
          pornography, or otherwise intended to protect the health or well-being
          of minors.
        </li>
        <li>
          {' '}
          Your Contributions do not include any offensive comments that are
          connected to race, national origin, gender, sexual preference, or
          physical handicap.
        </li>
        <li>
          {' '}
          Your Contributions do not otherwise violate, or link to material that
          violates, any provision of these Terms of Use, or any applicable law
          or regulation.
        </li>
      </ol>
      <p>
        Any use of the Site in violation of the foregoing violates these Terms
        of Use and may result in, among other things, termination or suspension
        of your rights to use the Site.
      </p>
      <h3>CONTRIBUTION LICENSE</h3>
      <p>
        By posting your Contributions to any part of the Site, you automatically
        grant, and you represent and warrant that you have the right to grant,
        to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive,
        transferable, royalty-free, fully-paid, worldwide right, and license to
        host, use, copy, reproduce, disclose, sell, resell, publish, broadcast,
        retitle, archive, store, cache, publicly perform, publicly display,
        reformat, translate, transmit, excerpt (in whole or in part), and
        distribute such Contributions (including, without limitation, your image
        and voice) for any purpose, commercial, advertising, or otherwise, and
        to prepare derivative works of, or incorporate into other works, such
        Contributions, and grant and authorize sublicenses of the foregoing. The
        use and distribution may occur in any media formats and through any
        media channels.
      </p>
      <p>
        This license will apply to any form, media, or technology now known or
        hereafter developed, and includes our use of your name, company name,
        and franchise name, as applicable, and any of the trademarks, service
        marks, trade names, logos, and personal and commercial images you
        provide. You waive all moral rights in your Contributions, and you
        warrant that moral rights have not otherwise been asserted in your
        Contributions.
      </p>
      <p>
        We do not assert any ownership over your Contributions. You retain full
        ownership of all of your Contributions and any intellectual property
        rights or other proprietary rights associated with your Contributions.
        We are not liable for any statements or representations in your
        Contributions provided by you in any area on the Site. You are solely
        responsible for your Contributions to the Site and you expressly agree
        to exonerate us from any and all responsibility and to refrain from any
        legal action against us regarding your Contributions.
      </p>
      <p>
        We have the right, in our sole and absolute discretion, (1) to edit,
        redact, or otherwise change any Contributions; (2) to re-categorize any
        Contributions to place them in more appropriate locations on the Site;
        and (3) to pre-screen or delete any Contributions at any time and for
        any reason, without notice. We have no obligation to monitor your
        Contributions.
      </p>
      <h3>SUBMISSIONS</h3>
      <p>
        You acknowledge and agree that any questions, comments, suggestions,
        ideas, feedback, or other information regarding the Site ("Submissions")
        provided by you to us are non-confidential and shall become our sole
        property. We shall own exclusive rights, including all intellectual
        property rights, and shall be entitled to the unrestricted use and
        dissemination of these Submissions for any lawful purpose, commercial or
        otherwise, without acknowledgment or compensation to you. You hereby
        waive all moral rights to any such Submissions, and you hereby warrant
        that any such Submissions are original with you or that you have the
        right to submit such Submissions. You agree there shall be no recourse
        against us for any alleged or actual infringement or misappropriation of
        any proprietary right in your Submissions.
      </p>
      <h3>SITE MANAGEMENT</h3>
      <p>
        We reserve the right, but not the obligation, to: (1) monitor the Site
        for violations of these Terms of Use; (2) take appropriate legal action
        against anyone who, in our sole discretion, violates the law or these
        Terms of Use, including without limitation, reporting such user to law
        enforcement authorities; (3) in our sole discretion and without
        limitation, refuse, restrict access to, limit the availability of, or
        disable (to the extent technologically feasible) any of your
        Contributions or any portion thereof; (4) in our sole discretion and
        without limitation, notice, or liability, to remove from the Site or
        otherwise disable all files and content that are excessive in size or
        are in any way burdensome to our systems; and (5) otherwise manage the
        Site in a manner designed to protect our rights and property and to
        facilitate the proper functioning of the Site.
      </p>
      <h3>TERM AND TERMINATION</h3>
      <p>
        These Terms of Use shall remain in full force and effect while you use
        the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE
        RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR
        LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING
        CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON,
        INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY,
        OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR
        REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR
        DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT
        WARNING, IN OUR SOLE DISCRETION.
      </p>
      <p>
        If we terminate or suspend your account for any reason, you are
        prohibited from registering and creating a new account under your name,
        a fake or borrowed name, or the name of any third party, even if you may
        be acting on behalf of the third party. In addition to terminating or
        suspending your account, we reserve the right to take appropriate legal
        action, including without limitation pursuing civil, criminal, and
        injunctive redress.
      </p>
      <h3>MODIFICATIONS AND INTERRUPTIONS</h3>
      <p>
        We reserve the right to change, modify, or remove the contents of the
        Site at any time or for any reason at our sole discretion without
        notice. However, we have no obligation to update any information on our
        Site. We also reserve the right to modify or discontinue all or part of
        the Site without notice at any time. We will not be liable to you or any
        third party for any modification, price change, suspension, or
        discontinuance of the Site.
      </p>
      <p>
        We cannot guarantee the Site will be available at all times. We may
        experience hardware, software, or other problems or need to perform
        maintenance related to the Site, resulting in interruptions, delays, or
        errors. We reserve the right to change, revise, update, suspend,
        discontinue, or otherwise modify the Site at any time or for any reason
        without notice to you. You agree that we have no liability whatsoever
        for any loss, damage, or inconvenience caused by your inability to
        access or use the Site during any downtime or discontinuance of the
        Site. Nothing in these Terms of Use will be construed to obligate us to
        maintain and support the Site or to supply any corrections, updates, or
        releases in connection therewith.
      </p>
      <h3>GOVERNING LAW</h3>
      <p>
        These Terms of Use and your use of the Site are governed by and
        construed in accordance with the laws of the State of California
        applicable to agreements made and to be entirely performed within the
        State of California, without regard to its conflict of law principles.
      </p>
      <h3>DISPUTE RESOLUTION</h3>
      <h3 style={{ fontSize: '1.25rem' }}>Informal Negotiations</h3>
      <p>
        To expedite resolution and control the cost of any dispute, controversy,
        or claim related to these Terms of Use (each a "Dispute" and
        collectively, the “Disputes”) brought by either you or us (individually,
        a “Party” and collectively, the “Parties”), the Parties agree to first
        attempt to negotiate any Dispute (except those Disputes expressly
        provided below) informally for at least thirty (30) days before
        initiating arbitration. Such informal negotiations commence upon written
        notice from one Party to the other Party.
      </p>
      <h3 style={{ fontSize: '1.25rem' }}>Binding Arbitration</h3>
      <p>
        If the Parties are unable to resolve a Dispute through informal
        negotiations, the Dispute (except those Disputes expressly excluded
        below) will be finally and exclusively resolved by binding arbitration.
        YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO
        SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced
        and conducted under the Commercial Arbitration Rules of the American
        Arbitration Association ("AAA") and, where appropriate, the AAA’s
        Supplementary Procedures for Consumer Related Disputes ("AAA Consumer
        Rules"), both of which are available at the AAA website www.adr.org.
        Your arbitration fees and your share of arbitrator compensation shall be
        governed by the AAA Consumer Rules and, where appropriate, limited by
        the AAA Consumer Rules. The arbitration may be conducted in person,
        through the submission of documents, by phone, or online. The arbitrator
        will make a decision in writing, but need not provide a statement of
        reasons unless requested by either Party. The arbitrator must follow
        applicable law, and any award may be challenged if the arbitrator fails
        to do so. Except where otherwise required by the applicable AAA rules or
        applicable law, the arbitration will take place in Santa Clara,
        California. Except as otherwise provided herein, the Parties may
        litigate in court to compel arbitration, stay proceedings pending
        arbitration, or to confirm, modify, vacate, or enter judgment on the
        award entered by the arbitrator.
      </p>
      <p>
        If for any reason, a Dispute proceeds in court rather than arbitration,
        the Dispute shall be commenced or prosecuted in the state and federal
        courts located in California, and the Parties hereby consent to, and
        waive all defenses of lack of personal jurisdiction, and forum non
        conveniens with respect to venue and jurisdiction in such state and
        federal courts. Application of the United Nations Convention on
        Contracts for the International Sale of Goods and the the Uniform
        Computer Information Transaction Act (UCITA) are excluded from these
        Terms of Use.
      </p>
      <p>
        If this provision is found to be illegal or unenforceable, then neither
        Party will elect to arbitrate any Dispute falling within that portion of
        this provision found to be illegal or unenforceable and such Dispute
        shall be decided by a court of competent jurisdiction within the courts
        listed for jurisdiction above, and the Parties agree to submit to the
        personal jurisdiction of that court.
      </p>
      <h3 style={{ fontSize: '1.25rem' }}>Restrictions</h3>
      <p>
        The Parties agree that any arbitration shall be limited to the Dispute
        between the Parties individually. To the full extent permitted by law,
        (a) no arbitration shall be joined with any other proceeding; (b) there
        is no right or authority for any Dispute to be arbitrated on a
        class-action basis or to utilize class action procedures; and (c) there
        is no right or authority for any Dispute to be brought in a purported
        representative capacity on behalf of the general public or any other
        persons.
      </p>
      <h3 style={{ fontSize: '1.25rem' }}>
        Exceptions to Informal Negotiations and Arbitration
      </h3>
      <p>
        The Parties agree that the following Disputes are not subject to the
        above provisions concerning informal negotiations and binding
        arbitration: (a) any Disputes seeking to enforce or protect, or
        concerning the validity of, any of the intellectual property rights of a
        Party; (b) any Dispute related to, or arising from, allegations of
        theft, piracy, invasion of privacy, or unauthorized use; and (c) any
        claim for injunctive relief. If this provision is found to be illegal or
        unenforceable, then neither Party will elect to arbitrate any Dispute
        falling within that portion of this provision found to be illegal or
        unenforceable and such Dispute shall be decided by a court of competent
        jurisdiction within the courts listed for jurisdiction above, and the
        Parties agree to submit to the personal jurisdiction of that court.
      </p>
      <h3>CORRECTIONS</h3>
      <p>
        There may be information on the Site that contains typographical errors,
        inaccuracies, or omissions, including descriptions, pricing,
        availability, and various other information. We reserve the right to
        correct any errors, inaccuracies, or omissions and to change or update
        the information on the Site at any time, without prior notice.
      </p>
      <h3>DISCLAIMER</h3>
      <p>
        THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT
        YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE
        FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR
        IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING,
        WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
        FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR
        REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT
        OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO
        LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR
        INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY
        DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE
        OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS
        AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION
        STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR
        FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH
        MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6)
        ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR
        DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT
        POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT
        WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR
        SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY
        HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN
        ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY
        WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY
        THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A
        PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD
        USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
      </p>
      <h3>LIMITATIONS OF LIABILITY</h3>
      <p>
        IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO
        YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL,
        EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST
        PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR
        USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH
        DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR
        LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF
        THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT
        PAID, IF ANY, BY YOU TO US OR __________. CERTAIN US STATE LAWS AND
        INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE
        EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU,
        SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO
        YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
      </p>
      <h3>INDEMNIFICATION</h3>
      <p>
        You agree to defend, indemnify, and hold us harmless, including our
        subsidiaries, affiliates, and all of our respective officers, agents,
        partners, and employees, from and against any loss, damage, liability,
        claim, or demand, including reasonable attorneys’ fees and expenses,
        made by any third party due to or arising out of: (1) your
        Contributions; (2) use of the Site; (3) breach of these Terms of Use;
        (4) any breach of your representations and warranties set forth in these
        Terms of Use; (5) your violation of the rights of a third party,
        including but not limited to intellectual property rights; or (6) any
        overt harmful act toward any other user of the Site with whom you
        connected via the Site. Notwithstanding the foregoing, we reserve the
        right, at your expense, to assume the exclusive defense and control of
        any matter for which you are required to indemnify us, and you agree to
        cooperate, at your expense, with our defense of such claims. We will use
        reasonable efforts to notify you of any such claim, action, or
        proceeding which is subject to this indemnification upon becoming aware
        of it.
      </p>
      <h3>USER DATA</h3>
      <p>
        We will maintain certain data that you transmit to the Site for the
        purpose of managing the performance of the Site, as well as data
        relating to your use of the Site. Although we perform regular routine
        backups of data, you are solely responsible for all data that you
        transmit or that relates to any activity you have undertaken using the
        Site. You agree that we shall have no liability to you for any loss or
        corruption of any such data, and you hereby waive any right of action
        against us arising from any such loss or corruption of such data.
      </p>
      <h3>ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES</h3>
      <p>
        Visiting the Site, sending us emails, and completing online forms
        constitute electronic communications. You consent to receive electronic
        communications, and you agree that all agreements, notices, disclosures,
        and other communications we provide to you electronically, via email and
        on the Site, satisfy any legal requirement that such communication be in
        writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES,
        CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF
        NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY
        US OR VIA THE SITE. You hereby waive any rights or requirements under
        any statutes, regulations, rules, ordinances, or other laws in any
        jurisdiction which require an original signature or delivery or
        retention of non-electronic records, or to payments or the granting of
        credits by any means other than electronic means.
      </p>
      <h3>MISCELLANEOUS</h3>
      <p>
        These Terms of Use and any policies or operating rules posted by us on
        the Site or in respect to the Site constitute the entire agreement and
        understanding between you and us. Our failure to exercise or enforce any
        right or provision of these Terms of Use shall not operate as a waiver
        of such right or provision. These Terms of Use operate to the fullest
        extent permissible by law. We may assign any or all of our rights and
        obligations to others at any time. We shall not be responsible or liable
        for any loss, damage, delay, or failure to act caused by any cause
        beyond our reasonable control. If any provision or part of a provision
        of these Terms of Use is determined to be unlawful, void, or
        unenforceable, that provision or part of the provision is deemed
        severable from these Terms of Use and does not affect the validity and
        enforceability of any remaining provisions. There is no joint venture,
        partnership, employment or agency relationship created between you and
        us as a result of these Terms of Use or use of the Site. You agree that
        these Terms of Use will not be construed against us by virtue of having
        drafted them. You hereby waive any and all defenses you may have based
        on the electronic form of these Terms of Use and the lack of signing by
        the parties hereto to execute these Terms of Use.
      </p>
      <h3>CONTACT US</h3>
      <p>
        In order to resolve a complaint regarding the Site or to receive further
        information regarding use of the Site, please contact us at:
      </p>
      <h4>Matrixfactors, Inc</h4>
      <h4>ahu@matrixfactors.com</h4>
    </El>
  );
}

const El = styled.div`
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  h2 {
    padding: 0;
    margin: 0 0 1.45rem;
    color: inherit;
    font-weight: 700;
    text-rendering: optimizeLegibility;
    line-height: 1.1;
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  h3,
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    padding: 0;
    margin: 0 0 1.45rem;
    color: inherit;
    font-weight: 700;
    text-rendering: optimizeLegibility;
    line-height: 1.1;
  }
  h3 {
    font-size: 1.38316rem;
  }

  dd,
  dl,
  figure,
  p {
    padding: 0;
    margin: 0 0 1.45rem 0;
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  ol,
  ul {
    padding: 0;
    margin: 0 0 1.45rem 1.45rem;
    list-style-position: outside;
    list-style-image: none;
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  li {
    display: list-item;
    text-align: -webkit-match-parent;
    unicode-bidi: isolate;
  }
  ol {
    list-style-type: decimal;
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`;
